BLACK FOX LENDING
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Step 4 · Term Sheet

Your estimated terms

Tweak any number below — your payment updates instantly. Nothing is saved or promised until we review the real deal.

Your deal

Start here if you skipped the deal review — same quick numbers.
$0
Estimated loan amount
0%of ARV
Rate (interest-only)—
Points—
Term—
Points cost$0
Doc prep fee$1,000
Inspection fees$0
Draw fees$0
Junk / processing fees$0
Estimated cash to close$0
Monthly payment$0
Total interest over term$0
This is an estimate, not a commitment to lend. Final terms depend on the property, your comps, and full underwriting. If your numbers hold up and we agree on the deal, these are the terms we’d write.

No inspection fees. No draw fees. No junk.

Most lenders nickel-and-dime you the whole way. We charge one flat doc fee — that’s it.

FeeTypical lenderBlack Fox
Doc prep fee$1,000–$1,500$1,000 flat
Underwriting / processing$500–$1,500$0
Inspection fee (per draw)$150–$350 each$0
Draw fee (per draw)$100–$250 each$0
Admin / junk feesCommonNone
On a typical flip with four draws, those add-ons can quietly cost $1,500–$3,000+. With Black Fox, that’s $0.
Ranges are typical industry examples, not any specific lender.